Matthew 25:27
New International Version
Well then, you should have put my money on deposit with the bankers, so that when I returned I would have received it back with interest.

New Living Translation
why didn't you deposit my money in the bank? At least I could have gotten some interest on it.'

English Standard Version
Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest.

Berean Study Bible
Then you should have deposited my money with the bankers, and on my return I would have received it back with interest.

Berean Literal Bible
Therefore it behooved you to put my money to the bankers, and having come, I would have received my own with interest.

New American Standard Bible
Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest.

King James Bible
Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury.

Christian Standard Bible
then you should have deposited my money with the bankers, and I would have received my money back with interest when I returned.

Contemporary English Version
You could have at least put my money in the bank, so I could have earned interest on it."

Good News Translation
Well, then, you should have deposited my money in the bank, and I would have received it all back with interest when I returned.

Holman Christian Standard Bible
then you should have deposited my money with the bankers. And when I returned I would have received my money back with interest.

International Standard Version
Then you should've invested my money with the bankers. When I returned, I would've received my money back with interest.'

NET Bible
Then you should have deposited my money with the bankers, and on my return I would have received my money back with interest!

New Heart English Bible
You ought therefore to have deposited my money with the bankers, and at my coming I should have received back my own with interest.

Aramaic Bible in Plain English
And it was incumbent upon you to cast my money to the exchange, so that when I would come, I could require my own with its interest.

GOD'S WORD® Translation
then you should have invested my money with the bankers. When I returned, I would have received my money back with interest.

New American Standard 1977
‘Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest.

Jubilee Bible 2000
therefore, it was expedient for thee to have put my money to the bankers, and then at my coming I should have received mine own with interest.

King James 2000 Bible
You ought therefore to have put my money to the exchangers, and then at my coming I should have received my own with interest.

American King James Version
You ought therefore to have put my money to the exchangers, and then at my coming I should have received my own with usury.

American Standard Version
thou oughtest therefore to have put my money to the bankers, and at my coming I should have received back mine own with interest.

Douay-Rheims Bible
Thou oughtest therefore to have committed my money to the bankers, and at my coming I should have received my own with usury.

Darby Bible Translation
thou oughtest then to have put my money to the money-changers, and when I came I should have got what is mine with interest.

English Revised Version
thou oughtest therefore to have put my money to the bankers, and at my coming I should have received back mine own with interest.

Webster's Bible Translation
Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received my own with interest.

Weymouth New Testament
Your duty then was to deposit my money in some bank, and so when I came I should have got back my property with interest.

World English Bible
You ought therefore to have deposited my money with the bankers, and at my coming I should have received back my own with interest.

Young's Literal Translation
it behoved thee then to put my money to the money-lenders, and having come I had received mine own with increase.
Study Bible
The Parable of the Talents
26‘You wicked, lazy servant!’ replied his master. ‘You knew that I reap where I have not sown and gather where I have not scattered seed. 27Then you should have deposited my money with the bankers, and on my return I would have received it back with interest. 28Therefore take the talent from him and give it to the one who has ten talents.…
Cross References
Matthew 25:26
You wicked, lazy servant!' replied his master. 'You knew that I reap where I have not sown and gather where I have not scattered seed.

Matthew 25:28
Therefore take the talent from him and give it to the one who has ten talents.

Luke 19:23
Why then did you not deposit my money in the bank, and upon my return I could have collected it with interest?'

Treasury of Scripture

You ought therefore to have put my money to the exchangers, and then at my coming I should have received my own with usury.

oughtest.

Luke 19:22,23
And he saith unto him, Out of thine own mouth will I judge thee, thou wicked servant. Thou knewest that I was an austere man, taking up that I laid not down, and reaping that I did not sow: …

Romans 3:19
Now we know that what things soever the law saith, it saith to them who are under the law: that every mouth may be stopped, and all the world may become guilty before God.

Jude 1:15
To execute judgment upon all, and to convince all that are ungodly among them of all their ungodly deeds which they have ungodly committed, and of all their hard speeches which ungodly sinners have spoken against him.

with.

Deuteronomy 23:19,20
Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury: …







Lexicon
Then
οὖν (oun)
Conjunction
Strong's Greek 3767: Therefore, then. Apparently a primary word; certainly, or accordingly.

you
σε (se)
Personal / Possessive Pronoun - Accusative 2nd Person Singular
Strong's Greek 4771: You. The person pronoun of the second person singular; thou.

should
ἔδει (edei)
Verb - Imperfect Indicative Active - 3rd Person Singular
Strong's Greek 1163: Third person singular active present of deo; also deon deh-on'; neuter active participle of the same; both used impersonally; it is Necessary.

have deposited
βαλεῖν (balein)
Verb - Aorist Infinitive Active
Strong's Greek 906: (a) I cast, throw, rush, (b) often, in the weaker sense: I place, put, drop. A primary verb; to throw.

my
μου (mou)
Personal / Possessive Pronoun - Genitive 1st Person Singular
Strong's Greek 1473: I, the first-person pronoun. A primary pronoun of the first person I.

money
ἀργύριά (argyria)
Noun - Accusative Neuter Plural
Strong's Greek 694: Neuter of a presumed derivative of arguros; silvery, i.e. cash; specially, a silverling.

with the
τοῖς (tois)
Article - Dative Masculine Plural
Strong's Greek 3588: The, the definite article. Including the feminine he, and the neuter to in all their inflections; the definite article; the.

bankers,
τραπεζίταις (trapezitais)
Noun - Dative Masculine Plural
Strong's Greek 5133: A money-changer, banker. From trapeza; a money-broker or banker.

and
καὶ (kai)
Conjunction
Strong's Greek 2532: And, even, also, namely.

on my return
ἐλθὼν (elthōn)
Verb - Aorist Participle Active - Nominative Masculine Singular
Strong's Greek 2064: To come, go.

I would have received
ἐκομισάμην (ekomisamēn)
Verb - Aorist Indicative Middle - 1st Person Singular
Strong's Greek 2865: From a primary komeo; properly, to provide for, i.e. to carry off.

it {back}
ἐμὸν (emon)
Personal / Possessive Pronoun - Accusative Neuter 1st Person Singular
Strong's Greek 1699: My, mine. From the oblique cases of ego; my.

with
σὺν (syn)
Preposition
Strong's Greek 4862: With. A primary preposition denoting union; with or together.

interest.
τόκῳ (tokō)
Noun - Dative Masculine Singular
Strong's Greek 5110: Interest, usury. From the base of tikto; interest on money loaned.
(27) Thou oughtest therefore to have put my money to the exchangers.--Literally, table or counter-keepers, just as bankers were originally those who sat at their bancum, or bench. These were the bankers referred to in the Note on Matthew 25:14. In that case, if the servant had been honestly conscious of his own want of power, there would have been at least some interest allowed on the deposit.

Usury.--Better, interest; the word not necessarily implying, as usury does now, anything illegal or exorbitant. The question--What answers to this "giving to the exchangers" in the interpretation of the parable?--is, as has been said, analogous to that which asks the meaning of "them that sell" in the answer of the wise virgins in Matthew 25:9. Whatever machinery or organisation the Church possesses for utilising opportunities which individual men fail to exercise, may be thought of as analogous to the banking-system of the old world. When men in the middle ages gave to a cathedral or a college, when they subscribe largely now to hospitals or missions, doing this and nothing more, they are "giving their money to the exchangers." It is not so acceptable an offering as willing and active service, but if it be honestly and humbly given, the giver will not lose his reward.

Verse 27. - Thou oughtest therefore, etc. Your conception of my character ought to have made you more diligent and scrupulous; and if you were really afraid to rust any risks with my money or invest it in any hazardous speculation, there were many ordinary and safe methods of employing it which would have yielded some profit, and some of these you would have adopted had you been faithful and earnest. The return might have been trifling in amount, but the lord shows that he is not grasping and harsh by being willing to accept even this in token of the servant's labour. To have put (βαλείν). The term means to have thrown the money, as it were, on the banker's table. This would have been less trouble than digging a hole to bury it. Exchangers; τραπεζίταις: numulariis; bankers. In St. Luke (Luke 19:23) we find ἐπὶ τράπεζαν, with the same meaning. These money changers or bankers (for the business seems always to have combined the two branches) were a numerous class in Palestine, and wherever the Jewish community was established. They received deposits at interest, and engaged in transactions such as are usual in modern times. With usury (σὺν τόκῳ, with interest). At one time, law had forbidden usurious transactions between Israelites, though the Gentile was left to the mercy of his creditor (Deuteronomy 23:19, 20); but later such limitations were not observed. The rate of interest varied from four to forty per cent. The spiritual interpretation of this feature of the parable has most unnecessarily exercised the ingenuity of commentators. Some see in the bankers an adumbration of the religious societies and charitable institutions, by means of which persons can indirectly do some work for Christ, though unable personally to undertake such enterprises. Olshausen and Trench regard them as the stronger characters who, by example and guidance, lead the timid and hesitating to employ their gifts aright. But it is more reasonable to consider this detail of the parable as supplementary to its chief purpose, and not to be pressed in the interpretation. The Lord is simply concerned to show that all talents, great or small, must be used in his service according to opportunities; and that, whether the return be large or little, it is equally acceptable, if it show a willing mind and real fidelity in the agent. In illustration he uses two cases which yield most profit, and one which produces the least. Nothing can he inferred hence concerning the morality of usury. Christ draws his picture from the world as he finds it, pronouncing no opinion on its ethical bearing. 25:14-30 Christ keeps no servants to be idle: they have received their all from him, and have nothing they can call their own but sin. Our receiving from Christ is in order to our working for him. The manifestation of the Spirit is given to every man to profit withal. The day of account comes at last. We must all be reckoned with as to what good we have got to our own souls, and have done to others, by the advantages we have enjoyed. It is not meant that the improving of natural powers can entitle a man to Divine grace. It is the real Christian's liberty and privilege to be employed as his Redeemer's servant, in promoting his glory, and the good of his people: the love of Christ constrains him to live no longer to himself, but to Him that died for him, and rose again. Those who think it impossible to please God, and in vain to serve him, will do nothing to purpose in religion. They complain that He requires of them more than they are capable of, and punishes them for what they cannot help. Whatever they may pretend, the fact is, they dislike the character and work of the Lord. The slothful servant is sentenced to be deprived of his talent. This may be applied to the blessings of this life; but rather to the means of grace. Those who know not the day of their visitation, shall have the things that belong to their peace hid from their eyes. His doom is, to be cast into outer darkness. It is a usual way of expressing the miseries of the damned in hell. Here, as in what was said to the faithful servants, our Saviour goes out of the parable into the thing intended by it, and this serves as a key to the whole. Let us not envy sinners, or covet any of their perishing possessions.
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