Exodus 22:26
New International Version
If you take your neighbor’s cloak as a pledge, return it by sunset,

New Living Translation
If you take your neighbor’s cloak as security for a loan, you must return it before sunset.

English Standard Version
If ever you take your neighbor’s cloak in pledge, you shall return it to him before the sun goes down,

Berean Standard Bible
If you take your neighbor’s cloak as collateral, return it to him by sunset,

King James Bible
If thou at all take thy neighbour's raiment to pledge, thou shalt deliver it unto him by that the sun goeth down:

New King James Version
If you ever take your neighbor’s garment as a pledge, you shall return it to him before the sun goes down.

New American Standard Bible
If you ever seize your neighbor’s cloak as a pledge, you are to return it to him before the sun sets,

NASB 1995
“If you ever take your neighbor’s cloak as a pledge, you are to return it to him before the sun sets,

NASB 1977
“If you ever take your neighbor’s cloak as a pledge, you are to return it to him before the sun sets,

Legacy Standard Bible
If you ever take your neighbor’s cloak as a pledge, you shall return it to him before the sun sets,

Amplified Bible
If you ever take your [poor] neighbor’s robe in pledge, you must return it to him before sunset,

Christian Standard Bible
“If you ever take your neighbor’s cloak as collateral, return it to him before sunset.

Holman Christian Standard Bible
If you ever take your neighbor’s cloak as collateral, return it to him before sunset.

American Standard Version
If thou at all take thy neighbor's garment to pledge, thou shalt restore it unto him before the sun goeth down:

Contemporary English Version
Before sunset you must return any coat taken as security for a loan,

English Revised Version
If thou at all take thy neighbour's garment to pledge, thou shalt restore it unto him by that the sun goeth down:

GOD'S WORD® Translation
If you take any of your neighbor's clothes as collateral, give it back to him by sunset.

Good News Translation
If you take someone's cloak as a pledge that he will pay you, you must give it back to him before the sun sets,

International Standard Version
If you take your neighbor's coat as collateral, you are to return it to him by sunset,

Majority Standard Bible
If you take your neighbor’s cloak as collateral, return it to him by sunset,

NET Bible
If you do take the garment of your neighbor in pledge, you must return it to him by the time the sun goes down,

New Heart English Bible
If you take your neighbor's garment as collateral, you shall restore it to him before the sun goes down,

Webster's Bible Translation
If thou shalt at all take thy neighbor's raiment to pledge, thou shalt deliver it to him by the setting of the sun.

World English Bible
If you take your neighbor’s garment as collateral, you shall restore it to him before the sun goes down,
Literal Translations
Literal Standard Version
if you take the garment of your neighbor in pledge at all, you return it to him during the going in of the sun:

Young's Literal Translation
if thou dost at all take in pledge the garment of thy neighbour, during the going in of the sun thou dost return it to him:

Smith's Literal Translation
If taking in pledge, thou shalt take in pledge the garment of thy friend, at the going down of the sun thou shalt turn it back to him.
Catholic Translations
Douay-Rheims Bible
If thou take of thy neighbour a garment in pledge, thou shalt give it him again before sunset.

Catholic Public Domain Version
If you take a garment from your neighbor as a pledge, you shall return it to him again before the setting of the sun.

New American Bible
If you take your neighbor’s cloak as a pledge, you shall return it to him before sunset;

New Revised Standard Version
If you take your neighbor’s cloak in pawn, you shall restore it before the sun goes down;
Translations from Aramaic
Lamsa Bible
If you at all take your neighbor's clothes as a pledge, you must give them back to him by sunset;

Peshitta Holy Bible Translated
And if you take the garment of your neighbor as a pledge, at the setting the sun, give it to him:
OT Translations
JPS Tanakh 1917
If thou at all take thy neighbour's garment to pledge, thou shalt restore it unto him by that the sun goeth down;

Brenton Septuagint Translation
And if thou take thy neighbour's garment for a pledge, thou shalt restore it to him before sunset.

Additional Translations ...
Audio Bible



Context
Laws of Social Responsibility
25If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest. 26If you take your neighbor’s cloak as collateral, return it to him by sunset, 27because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.…

Cross References
Deuteronomy 24:12-13
If he is a poor man, you must not go to sleep with the security in your possession; / be sure to return it to him by sunset, so that he may sleep in his own cloak and bless you, and this will be credited to you as righteousness before the LORD your God.

Job 24:7-10
Without clothing, they spend the night naked; they have no covering against the cold. / Drenched by mountain rains, they huddle against the rocks for want of shelter. / The fatherless infant is snatched from the breast; the nursing child of the poor is seized for a debt. ...

Amos 2:8
They lie down beside every altar on garments taken in pledge. And in the house of their God, they drink wine obtained through fines.

Ezekiel 18:7
He does not oppress another, but restores the pledge to the debtor. He does not commit robbery, but gives his bread to the hungry and covers the naked with clothing.

Ezekiel 18:16
He does not oppress another, or retain a pledge, or commit robbery. He gives his bread to the hungry and covers the naked with clothing.

Isaiah 58:7
Isn’t it to share your bread with the hungry, to bring the poor and homeless into your home, to clothe the naked when you see him, and not to turn away from your own flesh and blood?

Nehemiah 5:11-12
Please restore to them immediately their fields, vineyards, olive groves, and houses, along with the percentage of the money, grain, new wine, and oil that you have been assessing them.” / “We will restore it,” they replied, “and will require nothing more from them. We will do as you say.” So I summoned the priests and required of the nobles and officials an oath that they would do what they had promised.

Proverbs 22:22-23
Do not rob a poor man because he is poor, and do not crush the afflicted at the gate, / for the LORD will take up their case and will plunder those who rob them.

Proverbs 31:20
She opens her arms to the poor and reaches out her hands to the needy.

Leviticus 19:13
You must not defraud your neighbor or rob him. You must not withhold until morning the wages due a hired hand.

Matthew 5:42
Give to the one who asks you, and do not turn away from the one who wants to borrow from you.

Luke 6:34-35
And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. / But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked.

Luke 3:11
John replied, “Whoever has two tunics should share with him who has none, and whoever has food should do the same.”

James 2:15-16
Suppose a brother or sister is without clothes and daily food. / If one of you tells him, “Go in peace; stay warm and well fed,” but does not provide for his physical needs, what good is that?

1 John 3:17
If anyone with earthly possessions sees his brother in need, but withholds his compassion from him, how can the love of God abide in him?


Treasury of Scripture

If you at all take your neighbor's raiment to pledge, you shall deliver it to him by that the sun goes down:

to pledge

Deuteronomy 24:6,10-13,17
No man shall take the nether or the upper millstone to pledge: for he taketh a man's life to pledge…

Job 22:6
For thou hast taken a pledge from thy brother for nought, and stripped the naked of their clothing.

Job 24:3,9
They drive away the ass of the fatherless, they take the widow's ox for a pledge…

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Cloak Clothing Collateral Deliver Exchange Garment Goes Money Neighbor's Neighbour Neighbour's Pledge Raiment Restore Setting Sun Sunset Use
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Cloak Clothing Collateral Deliver Exchange Garment Goes Money Neighbor's Neighbour Neighbour's Pledge Raiment Restore Setting Sun Sunset Use
Exodus 22
1. Of Theft
5. Of damage
7. Of trespasses
14. Of borrowing
16. Of fornication
18. Of witchcraft
19. Of bestiality
20. Of idolatry
21. Of strangers, widows, and fatherless
25. Of usury
26. Of pledges
28. Of reverence to magistrates
29. Of the first fruits
31. Of torn flesh














If you take
The phrase "If you take" implies a conditional action, suggesting a situation that might arise in the course of daily life. The Hebrew root for "take" is "לָקַח" (laqach), which means to seize, receive, or acquire. This word sets the stage for a legal and moral obligation, emphasizing the responsibility that comes with taking something from another person. In the context of ancient Israel, this reflects the community's emphasis on justice and fairness, ensuring that actions are governed by compassion and respect for others.

your neighbor’s cloak
The term "neighbor" in Hebrew is "רֵעַ" (rea), which refers to a friend, companion, or fellow citizen. This highlights the relational aspect of the law, focusing on the community and interpersonal relationships. The "cloak" (Hebrew: "שִׂמְלָה" - simlah) was an essential garment in ancient times, often serving as both clothing and bedding. It was a basic necessity for warmth and protection, especially for the poor. This phrase underscores the importance of considering the basic needs and dignity of others, even when engaging in financial transactions.

as collateral
The concept of collateral in this context is rooted in the Hebrew word "עֲבוֹט" (aboth), which refers to a pledge or security for a loan. This practice was common in ancient Near Eastern cultures, where personal items were often used to secure debts. The use of a cloak as collateral indicates the borrower's dire financial situation, as it was likely one of their few possessions. This highlights the biblical principle of mercy and the need to protect the vulnerable from exploitation.

return it to him
The command to "return it to him" is a direct instruction, emphasizing the obligation to restore the borrowed item. The Hebrew verb "שׁוּב" (shuv) means to turn back or restore, indicating a reversal of action. This reflects the biblical theme of restitution and reconciliation, where relationships and justice are restored through responsible actions. It serves as a reminder of the importance of integrity and the ethical treatment of others in financial dealings.

by sunset
The phrase "by sunset" specifies the time frame for returning the cloak, highlighting the urgency and immediacy of the action. In ancient Israel, sunset marked the end of the day and the beginning of a new one. The requirement to return the cloak by this time underscores the importance of ensuring the borrower's well-being, as the cloak was needed for warmth during the night. This reflects God's compassion and care for the needy, emphasizing that legal obligations should not override human dignity and compassion.

(26, 27) Thy neighbour's raiment.--The simlah, or salmah, here translated "raiment," was the large flowing outer raiment, elsewhere called beged, which was commonly of woollen, and corresponded to the abba of the modern Arabs. It was a warm wrapper, and has sometimes been compared to a Scotch plaid. The poor Israelite did not much want it by day; but needed it as a blanket by night--a practice known to many modern tribes of Arabs. The present passage forbids the retention of this garment as a pledge during the night, and seems to imply a continuous practice of pledging the simlah by day, and being allowed to Enjoy the use of it, nevertheless, as a nocturnal covering.

Verse 26. - If thou take at all thy neighbour's raiment to pledge. Lending upon pledge, the business of our modern pawnbrokers, was not forbidden by the Jewish law; only certain articles of primary necessity were forbidden to be taken, as the handmill for grinding flour, or either of its mill-stones (Deuteronomy 24:6). Borrowing upon pledge was practised largely in the time of Nehemiah, and led to very ill results. See Nehemiah ch. 5. Thou shalt deliver it unto him by that the sun goeth down. The reason is given in the next verse. As it could not have been worth while to take the pledge at all, if it was immediately to have been given back for good, we must suppose a practice of depositing the garment during the day, and being allowed to have it out at night.

Parallel Commentaries ...


Hebrew
If
אִם־ (’im-)
Conjunction
Strong's 518: Lo!, whether?, if, although, Oh that!, when, not

you take your neighbor’s
רֵעֶ֑ךָ (rê·‘e·ḵā)
Noun - masculine singular construct | second person masculine singular
Strong's 7453: Friend, companion, fellow

cloak
שַׂלְמַ֣ת (śal·maṯ)
Noun - feminine singular construct
Strong's 8008: A wrapper, mantle

as collateral,
חָבֹ֥ל (ḥā·ḇōl)
Verb - Qal - Infinitive absolute
Strong's 2254: To wind tightly, to bind, a pledge, to pervert, destroy, to writhe in pain

return it
תְּשִׁיבֶ֥נּוּ (tə·šî·ḇen·nū)
Verb - Hifil - Imperfect - second person masculine singular | third person masculine singular
Strong's 7725: To turn back, in, to retreat, again

to him
לֽוֹ׃ (lōw)
Preposition | third person masculine singular
Strong's Hebrew

by
עַד־ (‘aḏ-)
Preposition
Strong's 5704: As far as, even to, up to, until, while

sunset,
בֹּ֥א (bō)
Verb - Qal - Infinitive construct
Strong's 935: To come in, come, go in, go


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OT Law: Exodus 22:26 If you take your neighbor's garment as (Exo. Ex)
Exodus 22:25
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