Psalm 49
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Holman Christian Standard BibleNew International Version
1For the choir director. A psalm of the sons of Korah. Hear this, all you peoples; listen, all who inhabit the world, 1For the director of music. Of the Sons of Korah. A psalm. Hear this, all you peoples; listen, all who live in this world,
2both low and high, rich and poor together. 2both low and high, rich and poor alike:
3My mouth speaks wisdom; my heart's meditation brings understanding. 3My mouth will speak words of wisdom; the meditation of my heart will give you understanding.
4I turn my ear to a proverb; I explain my riddle with a lyre. 4I will turn my ear to a proverb; with the harp I will expound my riddle:
5Why should I fear in times of trouble? The iniquity of my foes surrounds me. 5Why should I fear when evil days come, when wicked deceivers surround me--
6They trust in their wealth and boast of their abundant riches. 6those who trust in their wealth and boast of their great riches?
7Yet these cannot redeem a person or pay his ransom to God-- 7No one can redeem the life of another or give to God a ransom for them--
8since the price of redeeming him is too costly, one should forever stop trying-- 8the ransom for a life is costly, no payment is ever enough--
9so that he may live forever and not see the Pit. 9so that they should live on forever and not see decay.
10For one can see that wise men die; foolish and stupid men also pass away. Then they leave their wealth to others. 10For all can see that the wise die, that the foolish and the senseless also perish, leaving their wealth to others.
11Their graves are their eternal homes, their homes from generation to generation, though they have named estates after themselves. 11Their tombs will remain their houses forever, their dwellings for endless generations, though they had named lands after themselves.
12But despite his assets, man will not last; he is like the animals that perish. 12People, despite their wealth, do not endure; they are like the beasts that perish.
13This is the way of those who are arrogant, and of their followers, who approve of their words. Selah 13This is the fate of those who trust in themselves, and of their followers, who approve their sayings.
14Like sheep they are headed for Sheol; Death will shepherd them. The upright will rule over them in the morning, and their form will waste away in Sheol, far from their lofty abode. 14They are like sheep and are destined to die; death will be their shepherd (but the upright will prevail over them in the morning). Their forms will decay in the grave, far from their princely mansions.
15But God will redeem my life from the power of Sheol, for He will take me. Selah 15But God will redeem me from the realm of the dead; he will surely take me to himself.
16Do not be afraid when a man gets rich, when the wealth of his house increases. 16Do not be overawed when others grow rich, when the splendor of their houses increases;
17For when he dies, he will take nothing at all; his wealth will not follow him down. 17for they will take nothing with them when they die, their splendor will not descend with them.
18Though he praises himself during his lifetime-- and people praise you when you do well for yourself-- 18Though while they live they count themselves blessed-- and people praise you when you prosper--
19he will go to the generation of his fathers; they will never see the light. 19they will join those who have gone before them, who will never again see the light of life.
20A man with valuable possessions but without understanding is like the animals that perish. 20People who have wealth but lack understanding are like the beasts that perish.
Holman Christian Standard Bible®, Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers. Used by permission.New International Version (NIV)

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Psalm 48
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