Definition and Importance
Financial stewardship refers to the responsible management and use of financial resources in a way that honors God and aligns with biblical principles. It encompasses earning, spending, saving, giving, and investing money with wisdom and integrity. The Bible emphasizes the importance of stewardship, recognizing that all resources ultimately belong to God and humans are merely caretakers of His creation.

Biblical Foundations
The concept of stewardship is rooted in the creation narrative, where God entrusts Adam and Eve with the care of the Garden of Eden (Genesis 2:15). This foundational principle extends to financial resources, as seen in various biblical teachings.

1. Ownership and Trust
Psalm 24:1 states, "The earth is the LORD’s, and the fullness thereof, the world and all who dwell therein." This verse underscores the belief that God owns everything, and humans are stewards of His resources. Financial stewardship involves recognizing God's ownership and managing resources according to His will.

2. Faithfulness in Stewardship
Jesus' Parable of the Talents (Matthew 25:14-30) illustrates the expectation of faithfulness in stewardship. The servants are entrusted with varying amounts of money, and their master rewards those who wisely invest and multiply their resources. This parable highlights the importance of diligence and accountability in managing finances.

3. Avoidance of Debt
Proverbs 22:7 warns, "The rich rule over the poor, and the borrower is slave to the lender." This verse advises caution against excessive debt, advocating for financial freedom and responsibility. Practicing financial stewardship involves living within one's means and avoiding the bondage of debt.

4. Generosity and Giving
The Bible encourages generosity as a key aspect of financial stewardship. 2 Corinthians 9:7 states, "Each one should give what he has decided in his heart to give, not out of regret or compulsion. For God loves a cheerful giver." Giving is an act of worship and a reflection of God's generosity towards humanity.

5. Provision and Contentment
Philippians 4:19 assures believers, "And my God will supply all your needs according to His glorious riches in Christ Jesus." This promise encourages trust in God's provision and fosters contentment, reducing the temptation to pursue wealth at the expense of spiritual values.

Practical Applications
1. Budgeting and Planning
Effective financial stewardship involves creating a budget to track income and expenses, ensuring that spending aligns with biblical priorities. Planning for future needs, such as education and retirement, reflects prudent management of resources.

2. Saving and Investing
Proverbs 21:20 advises, "Precious treasures and oil are in the dwelling of the wise, but a foolish man consumes them." Saving and investing are wise practices that provide for future needs and opportunities to bless others.

3. Charitable Giving
Supporting the church, missions, and charitable causes is a tangible expression of stewardship. Regular tithing and offerings demonstrate obedience and trust in God's provision.

4. Ethical Earning
Financial stewardship also involves earning money ethically, ensuring that one's work and business practices honor God and respect others.

Conclusion
While the Bible does not provide a detailed financial plan, it offers principles that guide believers in practicing financial stewardship. By recognizing God's ownership, being faithful in management, avoiding debt, practicing generosity, and trusting in God's provision, Christians can honor God with their financial resources.