14 |Whenever someone borrows an animal from his neighbor, and it is injured or dies while the owner is not present, the borrower must make up for the loss.

15 If the owner is with the animal, the borrower doesn't have to make up for the loss. If it is rented, the rental fee covers the loss.

Exodus 22:14-15, God's Word Translation. Copyright © 1995 by God's Word to the Nations.
Exodus 21
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