Owe no Man Anything
Romans 13:8
Owe no man any thing, but to love one another: for he that loves another has fulfilled the law.


This precept may signify either to leave not our debts unpaid, or never get into debt. It may be looked to as a repetition of "Render unto all their dues" (debitum, debt). Be in no man's books. If he be an individual with whom you are dealing, pay when you buy. Or if it be the government, pay the tax when it becomes due. The injunction in this latter or more rigorous meaning of it is far from being generally adhered to. Perhaps it may not at all times suit the conveniences or even the possibilities of business, that each single transaction should be a ready-money transaction. Perhaps even in the matters of family expenditure it might save trouble to pay at certain terms. There can be no doubt, however, that in the first interpretation of it, it is a matter of absolute and universal obligation. Though we cannot just say that a man should never get into debt, we can feel no hesitation in saying that, once in, he should labour most strenuously to get out of it. For —

1. In the world of trade one cannot be insensible to the dire mischief that ensues from the spirit of unwarrantable speculation. The adventurer who trades beyond his means is often actuated by a passion as intense and as criminal as the gamester. But it is not the injury alone which is done to his own character that is to be deprecated, nor the ruin that bankruptcy brings upon his own family. Over and above these evils there is a far heavier disaster to the working classes, gathered in hundreds around the mushroom establishment, and then thrown adrift in utter destitution on society. This frenzy of men hasting to be rich, like fever in the body natural, is a truly sore distemper in the body politic.

2. If they who trade beyond their means thus fall to be denounced, they who spend beyond their means, and so run themselves into debt, merit the same condemnation. We can imagine nothing more glaringly unprincipled and selfish than the conduct of those who, to uphold their place in the fashionable world, build or adorn or entertain at the expense of tradesmen, whom they hurry on to beggary with themselves.

3. But there is another and more interesting application of this precept, one which, if fully carried out, would tell more beneficially than any other on the greatest happiness of the greatest number, viz., that men in humble life should learn to find their way from the pawn office to the savings bank — so that, instead of debtors to the one, they should become depositors in the other. That it is not so is far more due to the want of management than to the want of means; and it needs but the kindness and trouble of a few benevolent attentions to put many on the way of it.

(T. Chalmers, D.D.)



Parallel Verses
KJV: Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.

WEB: Owe no one anything, except to love one another; for he who loves his neighbor has fulfilled the law.




Love, the Fulfilment of the Law
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