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4 Now to the one who works, pay is not considered as a gift, but as something owed. 5 But to the one who does not work, but believes on Him who declares the ungodly to be righteous, his faith is credited for righteousness. Romans 4:4-5, Holman Christian Standard Bible. Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers.
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