12Sensible people foresee trouble and hide. Gullible people go ahead [and] suffer.
13Hold on to the garment of one who guarantees a stranger's loan, and hold responsible the person who makes a loan in behalf of a foreigner.
14Whoever blesses his friend early in the morning with a loud voice- his blessing is considered a curse.
15Constantly dripping water on a rainy day is like a quarreling woman.
16Whoever can control her can control the wind. He can even pick up olive oil with his right hand.
17[As] iron sharpens iron, so one person sharpens the wits of another.
18Whoever takes care of a fig tree can eat its fruit, and whoever protects his master is honored.
19As a face is reflected in water, so a person is reflected by his heart.
20Hell and decay are never satisfied, and a person's eyes are never satisfied.
21The crucible is for refining silver and the smelter for gold, but a person [is tested] by the praise given to him.
22If you crush a stubborn fool in a mortar with a pestle along with grain, [even then] his stupidity will not leave him.
23Be fully aware of the condition of your flock, and pay close attention to your herds.
24Wealth is not forever. Nor does a crown last from one generation to the next.
25[When] grass is cut short, the tender growth appears, and vegetables are gathered on the hills.
26Lambs [will provide] you with clothing, and the money from the male goats will buy a field.
27There will be enough goat milk to feed you, to feed your family, and to keep your servant girls alive.